$TRU · TransUnion
TransUnion reported Q3 FY2026 results for the quarter ended September 30, 2026. Revenue reached $1.312B, up 12% reported and 8% organic constant currency. Adjusted Diluted EPS of $1.25 exceeded the high end of guidance and grew 14% YoY. The board increased the share repurchase authorization by $1B to $2B total and raised the quarterly dividend 8% to $0.135 per share. Full-year FY2026 Adjusted Diluted EPS guidance was raised to $4.81–$4.88.
- Revenue of $1.312B grew 12% reported and 8% organic constant currency, exceeding the high end of guidance.
- Adjusted Diluted EPS of $1.25 beat the high end of guidance and grew 14% year-over-year.
- Board increased share repurchase authorization by $1 billion to $2 billion total and raised the quarterly dividend to $0.135 from $0.125.
- U.S. Financial Services revenue grew 11% organic constant currency; International organic constant currency growth accelerated to 10%.
- Full-year FY2026 Adjusted Diluted EPS guidance raised to $4.81–$4.88, implying 12–13% growth.
Markets closed — no regular-session reaction yet. Extended-hours last trade at $79.80 (+0.23% vs regular close), suggesting a muted initial response to the beat-and-raise quarter and expanded capital return program.
A beat-and-raise quarter paired with a $1B buyback expansion and dividend hike signals management conviction, but the Q4 organic growth guide of 3–6% implies meaningful deceleration worth monitoring.
TransUnion's 8% organic constant currency growth and double-digit EPS expansion outpace typical credit-bureau peers, driven by U.S. Financial Services (+11%) and International (+10% organic). The raised capital return mirrors a sector trend of mature data-analytics firms prioritizing buybacks amid macro uncertainty.
Management flagged rising interest rates and overall market uncertainty as headwinds, balancing business momentum against macro risks. The 8% dividend increase and $1B buyback expansion signal confidence but also concentrate capital return at a potentially late-cycle moment.