$BAC · Bank of America Corporation

BofA Finance LLC, with Bank of America Corporation as guarantor, is offering $1,690,000 of Capped Buffered Return Notes due February 9, 2028. The notes are linked to the least performing of the Nasdaq-100 Index and the S&P 500 Index and have an approximate 15-month term. They priced on November 4, 2026, and will be issued on November 9, 2026. The notes pay no periodic interest and will not be listed on any securities exchange.

At maturity, if both underlying indices rise, investors receive the upside of the least performing index, capped at a maximum return of 33.35%. If either index declines by up to 15%, the principal amount is returned. However, if either index falls by more than 15%, investors are exposed to losses on the least performing index beyond that 15% buffer, with up to 85% of principal at risk.

The initial estimated value of the notes is $986.10 per $1,000 principal amount, below the $1,000 public offering price. Payments are subject to the credit risk of BofA Finance and Bank of America Corporation.