$BAC · Bank of America Corporation

BofA Finance LLC filed a pricing supplement for $1,985,000 in Auto-Callable Enhanced Return Notes linked to the S&P 500 Futures 40% Volatility Compass TCA 6% Decrement Index ER, with full payment guaranteed by Bank of America Corporation. The notes priced on November 4, 2026, are expected to issue on November 9, 2026, and mature on November 7, 2031, unless automatically called earlier. They pay no periodic interest and will not be listed on any securities exchange.

The notes can be automatically called if the underlying index is at or above its call value on the call observation date. If not called and the underlying finishes at or above its starting value, investors receive 300% upside exposure to the increase. If the underlying declines by more than 50%, the notes have 1:1 downside exposure, risking up to the entire principal. A decline of 50% or less would return the principal amount.

The underlying index seeks a 40% annualized volatility target and may use leverage, which can magnify losses. Its level is reduced by transaction costs and a 6% annual decrement cost. The initial estimated value of the notes was $932.10 per $1,000 principal amount, below the $1,000 public offering price.