Fed SCF: families behind on loans up 61% since 2022 while median income rose 7%
The Federal Reserve's 2025 Survey of Consumer Finances, out Friday, found 19.6% of US families were behind on a loan payment. That's up from 12.2% in 2022 and the highest since 2010.
Over the same stretch median family income rose 7% to $82,200. Late payments rose 61%. Nearly 9x faster.
The raise didn't cover the bills.
https://www.cnbc.com/2026/10/09/american-debt-delinquency.html
Sources: Federal Reserve: Changes in U.S. Family Finances from 2022 to 2025; real median income up 7% to $82,200 · @KobeissiLetter: families reporting overdue loan payments surged to 19.6% in 2025, highest since 2010, from 12.2% in 202 · @Barchart: 20% of families have fallen behind on loan payments, highest since the run-up to the GFC · X story: One in Five U.S. Families Behind on Loan Payments in 2025
Not financial advice. For informational and educational purposes only.
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